Even if it feels like just $10 here or $45 there, each prescription adds up — especially when you’re picking up meds for kids, a partner or aging parents.
Even with insurance, out-of-pocket spending can easily reach hundreds of dollars a month.
Here’s the trick to cutting costs: sign up for GoodRx Gold, a prescription savings membership that can lower your costs by up to 90% each month. Simply show your GoodRx Gold card or app to the pharmacist.
The typical family using GoodRx Gold saves about $3,323 annually. We even heard from someone who saved $855 on a single prescription, and members average savings of $106 per prescription.
How GoodRx Gold Members Unlock $3,323/Year in Prescription Savings
If you haven’t tried GoodRx yet, it’s a tool that lets you compare prescription prices and locate coupons to reduce them further. GoodRx Gold is the paid membership tier that delivers deeper discounts and extra perks.
Here’s the process: after signing up, GoodRx Gold mails you a physical card to present at the pharmacy, or you can pull up your digital card immediately in the GoodRx app on your phone. Ask the pharmacist to check both your insurance (if applicable) and your GoodRx Gold membership to determine the lowest cost.
The program offers over 1,000 prescriptions for under $10, including common meds like Prozac, Metformin and Gabapentin. (You can do a quick medication search before enrolling to see potential savings.)
GoodRx Gold is accepted at thousands of pharmacies such as Kroger, Costco, Albertsons, CVS, Target and Safeway. If you don’t normally fill prescriptions at an eligible pharmacy, GoodRx can facilitate a transfer for you.
The membership starts at $5.99 per month, and your first month is free. For perspective, the average individual saves $2,875 per year and the average family saves $3,323 per year compared with retail prices when using GoodRx Gold.
How One Guy with Insurance is Saving Nearly $500/Year
Three years ago, Eddie Beavers, 58, was shelling out about $200 per month on medications for his household — despite having insurance. The copays weren’t enormous, but they added up.
He spotted an ad for GoodRx and, skeptical that a 90% discount could be real, still downloaded the free app.
After entering his medications and ZIP code, he discovered substantial savings at his usual Kroger pharmacy in Lancaster, Ohio — some prices were more than 50% lower.
The next time he picked up family prescriptions, he showed the pharmacist his GoodRx number from the app and saved $40 that month. Upgrading to GoodRx Gold produced even bigger reductions.
“It was so straightforward,” he says.
Now his pharmacist always checks both his insurance and his GoodRx Gold number and charges whichever option is cheapest.
On one occasion, while between jobs and uninsured, he faced a $900 charge for a daily medication. With GoodRx Gold, he paid only $45 — a savings of $855 in a single month.
On average, though, he saves nearly $500 a year. Compare that with the $119.88 annual cost of the GoodRx Gold family plan — well worth it.
“My experience has been completely positive,” he says. He was so impressed that he told his HR department so coworkers could take advantage of GoodRx Gold as well.
How To Make Sure You’re Not Wasting Hundreds on Meds
If your household (including pets) fills two or more prescriptions each month, GoodRx Gold could deliver major value. It’s $5.99 per month for individuals or $9.99 per month for up to six family members (pets included). A fully utilized family plan works out to just $1.67 per person per month for access to these discounts. And remember: the first month is free.
Signing up takes only a few minutes. You’ll receive a GoodRx Gold card in the mail, but you can begin saving right away by using the digital card in the app.
More than 10 million people have already joined GoodRx — and they’re realizing thousands in savings. Now it’s your turn!
Kari Faber ( [email protected] ) is a staff writer at Savinly.
