Who do you consult when you have questions about money? Not only the straightforward queries about dollars and interest, but the ones about managing finances while juggling everything else life throws at you?
Your mother? A close friend? Or do you find yourself searching online late at night because you’re too embarrassed to ask anyone in person?
Here at Savinly, we aim to offer practical financial tips that don’t require an economics degree to apply to everyday life. But a checklist of recommendations doesn’t always address the nuances of each person’s unique money situation.
Need personalized money guidance? Ask Penny
So let’s dish out some personalized guidance, shall we? Write to Penny when you’re unsure who to turn to for help with your money dilemmas.
Below are a few examples of topics you might bring to Penny:
- How to rationalize an expensive reunion trip with college friends — or bow out without drama
- What to do when your in-laws don’t share your financial priorities
- Whether to invest in higher-priced wardrobe essentials or keep shopping clearance and outlet finds
- How to talk to your partner if you suspect they’re hiding financial information
- *Insert career-related anxieties here*
Worried about sending your questions through the internet? Don’t be. We’ll protect your anonymity.
Concerned about trusting a millennial — an alleged destroyer of cereal, department stores and napkins? Relax.
To give you a sense of who I am: I had a fairly normal childhood before complicating things with disastrous relationships and college missteps. I’ve worked full time, run a small business and freelanced — and I’ve bounced back from awkward moments and financial errors in each phase. I’ve made plenty of money misjudgments in my relatively short life, and I promise not to shame you for yours.
I’ve gone through similar situations and know some routes out.
The inbox is open. Send your concerns to dearpenny@savinly.com, and I’ll do my best to help.
Also, if you’re looking for general tips to trim spending and live more intentionally, check out our frugal advice resources.
Disclaimer: Selected questions and answers may be published in Savinly’s “Dear Penny” column. I can’t respond to every single message (typing speed is limited!). We reserve the right to edit and publish submissions. Rest assured — your identity will stay anonymous. I’m not a licensed psychologist, accountant, finance professional, or attorney, so my suggestions are meant for general informational purposes only. I do, however, pledge to provide candid advice drawn from my own experiences and perspectives.
