A couple of decorative pillows, an area rug and some curtains can add up to more than a month’s rent. But you don’t need to empty your savings or rack up debt to make your space look great.
Sure, you’ve probably already considered big-box stores like Walmart, Target and Bed Bath & Beyond, as well as online giants such as Amazon. Still, there are plenty of other places to hunt for bargains on home accents.
How much do home decor expenses add up to?
Did you know the typical American spends as much as $2,600 annually on household furnishings and equipment? That’s a lot of throws and picture frames. People in some states shell out more than others, with Indiana topping the list for higher home-decor spending.
While outfitting your home with the newest accessories and upscale furniture can be expensive, the budget-friendly stores below can help you make your dollars go further.
Top 22 budget-friendly home decor retailers
Here are 22 inexpensive home decor stores and sites to help you save while you furnish your place.
1. At Home
At Home is a Texas-based chain with over 250 locations across 40 states. According to the brand, its large warehouse-style shops “allow everyone to make their house a home… for every style, every room, every season and every budget.” Register for At Home Insider Perks to receive special discounts and alerts about new items and markdowns.
2. Big Lots
We assumed Big Lots was finished when it filed for bankruptcy in September 2024. But after being purchased in bankruptcy court by Variety Wholesalers, Inc in 2025, Big Lots is returning. Its website says the revitalized Big Lots will “blend the treasure-hunt shopping vibe with closeouts and unbeatable bargains.” Online shopping is currently limited, but you can visit one of its 219 stores in 15 states to discover well-known brands at low prices.
3. CB2
CB2 is Crate & Barrel’s more affordable sibling. Browse the “sales and offers” section for reduced prices and enjoy free shipping on over 1,000 products. CB2 also maintains more than 20 shops in major cities like Chicago, New York, Los Angeles and Miami — where you can consult a home design expert.
4. Dormify
Dormify has everything you need for a college dorm or first apartment. Take advantage of free shipping on orders over $200. Customers can also join the retailer’s referral program to earn rewards by referring friends.
5. H&M Home
H&M isn’t just for jeans and tees. Find H&M Home in select H&M stores — and stand-alone H&M Home shops in eight U.S. cities. H&M Home offers an array of affordable items for bedrooms, living rooms, bathrooms and more. Their membership program provides savings and perks for registrants.
6. Habitat for Humanity ReStore
Habitat for Humanity ReStore is a thrift-style outlet selling home improvement materials, furniture and appliances. Inventory at each of the more than 1,000 locations varies frequently since stores depend on community donations. Besides finding great deals, shopping ReStores helps support the nonprofit’s mission to build homes for those in need. If you don’t have a ReStore nearby, check other local thrift shops.
7. Hayneedle
Hayneedle is an online home decor and furniture retailer sold through Walmart, offering a wide selection including outdoor furnishings. The site provides free shipping on all orders.
8. The Home Depot
Power tools and garden supplies may be what first come to mind when you think of The Home Depot, but this home-improvement behemoth also carries a solid assortment of home decor. Shop furniture, wall art, lighting, rugs and more. With more than 2,300 stores, The Home Depot offers price matching, regular sales and virtual DIY workshops.
9. HomeGoods
HomeGoods, a sister brand of T.J. Maxx and Marshalls, stocks items like bedding, housewares, rugs, furniture and decorative accessories — all at bargain prices. Visit one of the over 900 stores nationwide.
10. IKEA
IKEA is known for flat-pack furniture, contemporary housewares and Swedish meatballs — all priced accessibly. There are more than 450 IKEA stores worldwide. Join the IKEA Family membership for discounts and rewards.
11. Urban Outfitters
Once mainly for college students and trendsetters, Urban Outfitters offers distinctive home decor that balances trendiness with thrift. Check the home decor sale section for lower prices or the Urban Renewal collection, which repurposes materials into sustainable and vintage-style home pieces.
12. Lowe’s
Lowe’s is another major home-improvement chain that carries a range of decor items. You’ll find furniture, wallpaper, window treatments, accents and more, both online and in-store. Use money-saving tips to make your Lowe’s purchases go further.
13. Michaels
You might picture Michaels as an arts-and-crafts shop, but it also sells ready-to-display home decor. Michaels stocks seasonal decorations, frames, wall art, faux florals and more at its 1,250 stores and online. Join Michaels Rewards to receive deals and sale notifications.
14. Nordstrom Rack
At Nordstrom Rack, you can find savings up to 70% off original prices. While known for apparel and accessories, the store also offers a selection of affordable home decor. There are roughly 350 locations across the U.S. and Canada.
15. Bed Bath & Beyond
Bed Bath & Beyond now operates online only, where shoppers can buy items like furniture, rugs and bedding. Overstock acquired BB&B after its 2023 bankruptcy, and you can still earn perks similar to Overstock by signing up for Welcome Rewards through Club O. It’s free and members get exclusive deals and free shipping on orders over $49.99.
16. Uncommon Goods
Uncommon Goods offers distinctive handcrafted items sourced worldwide. Prices vary, but you can shop sale sections or subscribe to the Uncommon Perks program for $14.90 a year to receive advantages like free shipping.
17. Wayfair
Wayfair is famous for offering nearly everything you need to furnish your home. The online retailer frequently runs promotions and provides free two-day shipping on thousands of items over $35.
18. World Market
World Market sells goods from around the world at reasonable prices. The company runs roughly 240 stores nationwide, or you can shop online. Enroll in the World Market Rewards program to earn extra discounts.
19. GoodwillFinds
Rather than visiting one of Goodwill’s 3,300 shops, you can click through bargains and have them delivered via GoodwillFinds.com. Discover how to browse tens of thousands of pre-owned items from your couch through the GoodwillFinds platform.
20. T.J. Maxx
Best known for discounted brand-name apparel, T.J. Maxx is also a superb spot to uncover affordable home goods. Whether you need an inexpensive accent chair or realistic faux plants, the clearance area is a great place to score deals.
21. West Elm
If you want a designer look without the designer bill, check out West Elm. From patio furniture to rugs, West Elm provides a broad range of items to finish off your ideal home. Look for bargains in the Deals Under $20 area.
4 strategies for scoring affordable home decor
1. Don’t overlook thrift shops
Online shopping and free-shipping deals make it tempting to spend more than you planned. Instead, take a trip to local consignment and thrift stores — someone else’s discard could become your new focal piece.
2. Small touches create major changes
Skip splurging on large, costly furniture right away. A few distinctive accents or standout pieces can turn a dull room into a striking space. You’d be amazed at what a coat of paint, some greenery and an eye-catching artwork can accomplish.
3. Be inventive with wall decor
When it comes to art, thinking beyond traditional frames is a wallet-friendly decorating approach. You can find excellent, affordable displays from Etsy creators and other small sellers, and you’ll also be supporting independent makers.
4. Revive secondhand furniture
Before buying a brand-new dining set, check classified ads for solid pieces that can be refreshed. If a piece doesn’t match your current style, consider refinishing it or flipping it for a profit.
Jordan Lee is a staff writer at Savinly. Nicole Dow is a former senior writer at Savinly Readers.
