Lower Your Home Improvement Budget With These Tips to Save at Lowe’s

How To Save Money At Lowes — Smart Saving Tips

We’ve all faced it: you’re nearing the finish of a home project and wondering how the invoice climbed so high. You thought you’d accounted for every expense, but naturally, it ended up costing more. With inflation pushing prices up, you’re noticing increases not just at hardware stores but across the board.

That’s why we want to help you hold on to as much cash as possible. If Lowe’s is your go-to for home supplies, read this rundown and follow our suggestions.

Ways to Save When Shopping at Lowe’s

In 2019, Lowe’s updated its slogan to: “Do it right for less. Start at Lowe’s.” Here are ways to help you do it for even less than that.

1. Keep Up with Current Promotions

Lowe’s maintains a savings hub on its site that highlights the latest bargains. If you’re hunting for a particular product, browse by category such as tools, flooring or building materials. You can also peruse the weekly sales flyer online and be sure to see clearance items. There’s even an option to sort by price. Don’t overlook the Daily Deals.

While in the store, watch for yellow tags marking discounted merchandise. There’s a system behind these tags: yellow tags labeled “new lower price” are temporary (60 days), whereas yellow tags marked “clearance” indicate a permanent markdown.

2. Install the Lowe’s App

On iPhone or Android, download the Lowe’s app for free via Google Play or the App Store. With the app, you can compare prices, check stock at nearby stores, read reviews, stream DIY tutorials and more.

3. Subscribe to Lowe’s Emails

Your inbox can unlock the best deals. Signing up for Lowe’s emails will bring exclusive offers and promotions directly to you, along with the weekly ad, DIY suggestions and previews of upcoming store events. Register by entering your email in the signup form at the bottom of the Lowe’s homepage. You can also opt in for mobile alerts to catch savings opportunities.

4. Create a MyLowe’s Account

While a MyLowe’s account might not deliver instant discounts, it helps you track past orders. That information is handy when you want replacement tiles or need the same paint color you bought years ago.

5. Use the Price Promise

If you spot a lower current price on the identical, in-stock item at another local store, Lowe’s will match it at the time of purchase. Bring the competitor’s ad, a printout or a photo and present it to an associate so they can validate the price. If confirmed, you’ll get the match.

For online buys, the policy is similar, but the competitor must ship to your address. If they do, call 1-877-465-6937 and Lowe’s will verify. Remember to include shipping or delivery costs in your comparison and check the site for specific exclusions.

6. Take Advantage of Free Shipping and Delivery

No one wants a surprise shipping fee at checkout. Lowe’s offers free standard shipping on qualifying orders of $45 or more. MyLowe’s members may qualify for free 1–4 business day shipping. Note the qualifications: items must weigh under 150 pounds and special-order items may not qualify. Lowe’s also provides complimentary delivery on certain appliances like washers, dryers and electric ranges.

7. Use the Lowe’s Advantage Credit Card for Savings

For purchases over $299, you may be eligible for six months of no-interest financing with the Lowe’s Advantage Credit Card. New account holders may receive 20% off their first purchase after opening and using the card. There’s also low-interest financing for orders above $2,000. Lowe’s offers a payment calculator to estimate monthly payments for cardholders.

8. Use Lowe’s Military Discount

Active-duty military members and veterans can save 10% on eligible purchases every day. You’ll need to verify your military status or spouse status via ID.me to receive the discount. Additionally, Lowe’s provides four designated priority parking spots for veterans at each store.

9. Buy Discounted Gift Cards

Marketplaces like CardCookie and Gift Card Granny offer Lowe’s gift cards for slightly less than face value — translating to extra savings for you. For example, paying $22 for a $25 card gives you added purchasing power.

10. Look for Rebate Deals

Rebates might seem old-school, but they can still return cash to your pocket. Visit Lowe’s online rebate center to see if a recent buy or an item you’re considering comes with a rebate. Right now, you might save $350 on a Samsung four-piece kitchen suite, $200 on a Whirlpool four-piece set or $200 on a Frigidaire four-piece package. Submit rebates online and track the status of your refund. You can browse all rebate offers here.

11. Redeem Coupons and Promo Codes

Sites like RetailMeNot, CouponCabin or Groupon may list coupons or discounts for Lowe’s. While some say Lowe’s accepts competitor coupons, overall the store generally does not. You might also find coupons for Lowe’s in moving kits when you change your address at the post office.

12. Time Your Purchases

We’re not saying you should plan your life around sales, but if you have a large purchase in mind, shop Lowe’s when discounts are likely. Big sales typically occur around Presidents’ Day, Memorial Day, Father’s Day, July 4, Labor Day, Black Friday and the winter holidays. A few times a year the retailer hosts sidewalk sales with deep discounts. If you’re targeting a specific category like tools, grills or patio furniture, our guide on the best times to buy can help.

13. Negotiate for Damaged or Floor-Model Items

Try your bargaining skills for floor samples or slightly blemished items. Lowe’s often discounts returned paint, leftover lumber scraps from cuts or plants that need attention. Associates can negotiate reductions — often around 10–20% off each item, according to SlickDeals — so it’s worth asking.

A store associate waters a plant.
(Lowe’s seasonal sales associate Maria Norwood waters plants in the Lowe’s garden section in Tampa, Fla. Chris Zuppa/The Savinly)

14. Replace Dying Plants Under Warranty

Plants can be returned. Lowe’s offers a one-year replacement or refund policy for any tree, shrub or perennial bought there — just keep your receipt. Other plant types are covered by the store’s standard 90-day return policy.

15. Learn Do-It-Yourself Skills for Free

Doing the work yourself is a great way to shrink project costs. Check out Lowe’s How-To Library to learn how to handle small tasks so you avoid paying for labor. You’ll find step-by-step guides for installing shower doors or cleaning a dishwasher, and gardening advice if hiring a landscaper isn’t in the budget. We’re keen to learn how to build a retaining wall ourselves. You can also view tutorials on Lowe’s YouTube channel, where new DIY videos are posted regularly.

16. Keep Kids Busy with Free Craft Activities

Kids can join free craft projects through the Lowe’s DIY-U Program. These workshops teach children hands-on skills and offer a perk for parents: attendees receive a $10 coupon toward their next $75 purchase. Workshops are available in-store and via livestream.

17. Shop Like a Pro

You don’t have to be a contractor to benefit from contractor pricing. Lowe’s has bulk discounts and perks for pros through the MVPs Pro Rewards program. The program has tiers based on annual spend: spending $2,500–$9,999 earns 1% back on purchases in e-gift cards and a free monthly snack or drink coupon; spending over $10,000 earns 1.25% back; and spending more than $25,000 yields 1.5% back.

You can also find savings with contractor packs and volume pricing. Read more here to learn how these options work.

18. Use Free Design Consultations

For remodel advice, consult store technicians at the service desk or try the Lowe’s Kitchen Planner. Take the style quiz, get an estimate and use the free consultation service to bring your renovation vision to life.

19. Consider Working for Lowe’s

Employees at Lowe’s can receive up to $2,500 to get certified in a trade (like plumbing or carpentry) through the company’s Track to the Trades program.

Alex Morgan was a senior writer at Savinly. Contributor Emily Hart often covers topics about selling goods online and small-business tips; her work has appeared in Teen Vogue, Smithsonian Magazine and the Tampa Bay Times.

Frequently Asked Questions