Everyone has quirks.
We leave towels on the bathroom floor. We chew our fingernails. We curse a bit too much. We hit snooze more times than we should.
But perhaps the most harmful of all are poor financial habits.
Money behaviors are notoriously hard to change. Often they’re so ingrained in our routines that we don’t even notice them.
Now is the moment to identify these risky financial practices — and stop them — so you can stop losing out on a surprising amount of cash.
1. Earn up to $83 Every Time You Win This Viral Game
Many of us already play Solitaire on our phones for entertainment. Want to find out if you can actually win money from it?
A free app called Solitaire Cash lets you compete for real cash — as much as $83 per victory.
In each round of Solitaire, you’ll face at least five other players. Everyone gets the identical deck, so it comes down to skill. The top three players take home real money.
You can try free practice matches or join tournaments starting at just $1. Right now, Solitaire Cash will add a $5 bonus to your account for tournaments when you deposit $10.
This isn’t one of those sketchy apps — there aren’t even irritating ads. On the App Store, it has more than a million downloads and over 15,000 reviews, with an average rating of 4.7 out of 5.
Curious how much you could win? Start playing now to find out. Download the free app and receive your $5 bonus when you add $10.
2. You’re Still Paying Your Credit Card Company
If you carry credit card debt, you know the feeling: the worry, the crushing interest, the thought that you’ll never escape it.
And the hard truth is, the credit card companies aren’t looking out for you. They profit from steep interest rates — sometimes as high as 36%. But a site called AmOne aims to help.
If your outstanding credit card balances total $100,000 or less, AmOne can match you with a lower-rate personal loan to consolidate and pay off all your cards.
The advantage? You’ll have just one monthly payment. Because personal loans generally offer lower interest rates (AmOne’s rates start around 6.40% APR), you can pay down debt much faster. Plus: no credit card payment this month.
You don’t need perfect credit to qualify — and comparing options won’t ding your credit score. AmOne also keeps your data private and secure, which likely explains why it has maintained an A+ rating with the Better Business Bureau after two decades in business.
It takes less than a minute and only about 10 questions to see the loans you might qualify for — and you don’t even need to provide your Social Security number. You will need a valid phone number to finish the application, but don’t worry — they won’t inundate you with calls.
Also consider reading about dangerous financial assumptions 2 to avoid common money mistakes.
3. You Haven’t Revisited Your Car Insurance
People always tell you to shop around. “Get three different quotes to land the best car insurance deal,” they recommend.
That sounds sensible, but it’s not nearly enough: comparing just three insurers won’t uncover the best rate. You should be looking at many more — but who has time?
Use a marketplace like EverQuote to view multiple offers at once.
EverQuote is the biggest online insurance marketplace in the U.S., so it pulls top options from over 175 carriers and delivers them to you in one place.
Spend a few minutes answering questions about yourself and your driving history. With that information, EverQuote will surface the best car insurance recommendations. In just a few minutes, you could end up saving as much as $610 a year.
For more signs you should take a closer look at your finances, check out these financial red flags.
4. Get Paid $225/Month While Watching Short Videos
If someone told you you could make money watching short clips on your computer, you might be skeptical.
It sounds too good to be true — but it’s real. By creating a free account with InboxDollars, you could earn up to $225 a month. They’ll send short surveys and video-viewing tasks you can complete while you watch someone bake or catch up on celebrity gossip.
No, InboxDollars isn’t a replacement for a full-time income, but it’s an easy way to earn money while you’re already lounging on the couch scrolling through your phone.
Unlike many platforms, InboxDollars pays in actual cash — not points or gift cards. To date, it has paid users more than $56 million.
Signing up takes about a minute, and you get a $5 welcome bonus right away to get you started.
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Riley Martin is a staff writer at Savinly.
